Investment Management

Asset allocation approaches manage risk based on your individual risk tolerance and divide your portfolio into different asset classes. We ensure that your portfolio and plan consider both how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.

Diversification involves investing in multiple securities and types of assets so that your overall return doesn't depend too much on any single investment. This can include institutional investment managers through individually managed stock, bond, and alternative investment portfolios, as well as mutual funds and other investment structures. Further, insurance solutions like annuities, life, health, disability, and long-term care insurance may be considered. 

This approach to investing is less about active trading because, if the markets are efficient, market prices will reflect all available, relevant information. Utilizing this strategy, we focus on longer-term investment strategies and capitalizing on the overall growth of the market.

The portfolio design process includes evaluating your tax liability ahead of time and recommending strategies to reduce your current and future liabilities. These strategies can be managed in the portfolio implementation or diversification of account types.